Insurance Underwriter (Auto Insurance)

  • Kent & Essex Mutual Insurance Company
  • 10 Creek Road, Chatham-Kent, ON, Canada
  • Jul 06, 2019

Job Description

Intermediate Automobile Underwriter

Join Our Team Today!

KENT & ESSEX MUTUAL INSURANCE is a well-established property and casualty, mutual insurance company proudly located in Chatham-Kent.  We are a progressive, stable company with over 130 years of experience building relationships with our policyholders and broker partners.  We offer a professional, respectful and dynamic environment for insurance professionals to continue to learn new skills. We are committed to giving back by being an active community partner while fostering a positive, team environment.  We offer a competitive compensation package which includes a pension and benefits.
As an Intermediate Auto Underwriter, you will be accountable for high quality underwriting of personal automobile insurance policies in accordance with Company underwriting guidelines and your level of underwriting authority as assigned.


The position responsibilities are as follows:

  • Assessing, accepting, and declining moderate to complex new business submissions, within assigned underwriting authority
  • Review underwriting requests, providing support to brokers confirming the correct rate and clarifying or explaining underwriting rules to ensure they are applied accurately
  • Underwriting and negotiating renewals and policy endorsements
  • Understanding of and ability to read/interpret all relevant auto policy wordings, including the OAP, and most OPCF endorsements, including underwriting Excess and Umbrella Liability and the application of more complex OPCFs
  • Negotiating the terms and conditions of risk acceptance with brokers while developing and maintaining positive broker relations
  • Providing technical support to brokers
  • Participate in insurance industry functions and marketing events in support of building broker relations and continually developing your skills
Qualifications for the position are:
  • Minimum of 3-5 years of direct Personal Lines Automobile Underwriting experience or direct insurance experience
  • Strong knowledge of private passenger classes and all miscellaneous vehicle types
  • Knowledge and/or experience in Commercial Auto would be considered an asset
  • Community College Diploma, or equivalent
  • CIP designation or pursuing
  • Professional, friendly and courteous interactions with various internal and external contacts
  • Strong analytical, problem solving skills with curiosity to investigate and ask questions
  • Must have a positive attitude, as well as a superior customer service mindset
  • Well organized and thorough approach to completing tasks
  • Ability to use diplomacy and tact in sensitive situations
  • Strong knowledge of computers, MS Office programs and the ability to learn new software quickly
If you would like the opportunity to join our team and possess the qualifications listed above, please apply in confidence to Human Resources by on or before 4:00 pm on July 19, 2019.  We thank all applicants for their interest and wish to advise that only those candidates selected for an interview will be contacted. 
Appropriate accommodations will be provided upon request throughout the hiring process as required under the Accessibility for Ontarians with Disabilities Act (AODA).